How It Works
Apply in minutes, subject to the provider's approval
*Only applies to online shopable items. For more, visit us in person.
Choose Your Items
Shop our collection and add items to your cart
Select Financing
Choose your preferred financing partner in store
Quick Application
Complete a short application with the provider
Enjoy Your Jewelry
Take your piece home and pay over time under the provider's terms
Our Financing Partners
Choose the option that works best for your situation
Comparing Your Options
Approval requirements, payment schedules, fees and any early purchase options are set by each financing provider, and they differ. We do not set those terms and cannot quote them for you.
Come into the Springfield Town Center store and we will show you which providers work for the piece you want, so you can read their terms and total cost before you commit to anything.
Benefits of Financing
No Credit History Needed
Some providers use alternative approval methods rather than a FICO score.
Quick To Apply
Applications take a few minutes. The provider makes the decision.
Early Payoff
Some providers offer early purchase or promotional options. Terms come from them.
In-Store Guidance
We will walk you through which providers apply to the piece you want.
Common Questions
Do I need good credit to apply?
Not always. Some providers use alternative approval methods rather than a traditional credit score, which can help if you have limited credit history. Approval is still the provider's decision.
How fast is the application process?
Applications usually take a few minutes to complete. Approval decisions are made by the financing provider, not by us.
What can I finance?
Eligibility is set by each financing provider and some exclude custom or personalised work. Ask us in store and we will tell you which options apply to your piece.
Can I pay off early?
Most providers allow early payoff and some offer an early purchase option that reduces the total cost. The specifics are in the agreement the provider gives you.
What will it cost me in total?
Your total cost, payment schedule and any fees are set by the financing provider and shown to you in their agreement before you sign. Lease-to-own plans typically cost more than the cash price if you do not use an early purchase option. Read the provider's disclosures carefully.