Wear Now. Pay Later.
We believe everyone deserves to shine. That's why we partner with top financing providers to offer flexible payment plans with No Credit Needed options.
How It Works
Get approved in minutes and start shopping immediately
Choose Your Items
Shop our collection and add items to your cart
Select Financing
Choose your preferred financing partner at checkout
Quick Application
Complete a simple application - most approvals are instant
Enjoy Your Jewelry
Receive your items and pay over time with easy payments
Our Financing Partners
Choose the option that works best for your situation
Acima
Lease-to-Own
- No Credit Check Required
- Instant Approval Process
- 90-Day Purchase Option
- Flexible Payment Schedules
Progressive Leasing
Flexible Payments
- No Credit Needed
- Mobile Application
- Early Payoff Options
- Build Payment History
Synchrony
Store Credit
- 0% APR Options Available
- Build Your Credit Score
- Extended 12-24 Month Terms
- Reusable Credit Line
Compare Options
| Feature | Acima | Progressive | Synchrony |
|---|---|---|---|
| Credit Check Required | No | No | Yes |
| Instant Approval | Yes | Yes | Yes |
| 0% Interest Option | 90 days | No | 6-24 months |
| Build Credit | No | No | Yes |
| Min. Purchase | $150 | $150 | $299 |
| Max. Approval | $4,000 | $5,000 | $10,000+ |
Payment Calculator
See your estimated monthly payments
$500 Purchase
$42/mo
12 months
$1,000 Purchase
$84/mo
12 months
$2,500 Purchase
$105/mo
24 months
*Estimated payments may vary based on approval and terms. Apply to see your personalized offer.
Benefits of Financing
No Credit Score Needed
Acima and Progressive use alternative approval methods that don't rely on FICO scores.
Instant Approval
Most applications are approved within minutes. Start shopping right away.
0% Interest Options
Pay off within 90 days with Acima or choose Synchrony's promotional financing.
Build Your Credit
Synchrony reports to credit bureaus, helping you build your credit history.
Common Questions
Do I need good credit to get approved?
No! Acima and Progressive Leasing offer options that do not rely on traditional credit scores. These are great options if you have limited or no credit history.
How fast is the approval process?
Most approvals are instant. You can apply and get approved within minutes, allowing you to shop immediately.
Can I finance custom grillz?
Yes, all our products including custom grillz, repairs, and personalized jewelry are eligible for financing.
What if I want to pay off early?
You can pay off your balance early with any of our financing partners. Acima offers a 90-day same-as-cash option.
Are there any hidden fees?
All fees and terms are disclosed upfront during the application process. There are no hidden fees.